Nice isle of wight - learning english - hiking holidays.
holidays video IOW
Retirement is the point where a person stops employment completely. A person may also semi-retire by reducing work hours.
An increasing number of individuals are choosing to put off this point of total retirement., by selecting to exist in the emerging state of Pre-tirement
Many people choose to retire when they are eligible for private or public pension benefits, although some are forced to retire when physical conditions no longer allow the person to work any longer (by illness or accident) or
as a result of legislation concerning their position.